US flight delays: what you're actually owed
Short version: no cash for a late flight. But you have more than most people think.
No compensation for delays
US law does not make airlines pay you for a delay or cancellation, however long, whatever the cause. The Department of Transportation proposed a compensation rule in 2024 and withdrew it in November 2025.
What you do get: an automatic refund
Since 2024, if your flight is cancelled or significantly changed and you choose not to travel, the airline must refund you automatically, in cash to your original payment method, within 7 business days for card payments. No vouchers unless you agree to them. "Significantly changed" means:
- Departure or arrival moved by 3 hours or more on a domestic flight, 6 hours or more on an international one.
- A different departure or arrival airport, an added connection, or a downgrade to a lower cabin.
The refund covers the fare, taxes, and any bag or seat fees. If you fly anyway, nothing is owed.
Bumped off an overbooked flight
This is the one place US law pays cash. If you're denied boarding against your will on a flight leaving a US airport:
| How late you arrive | Owed |
|---|---|
| Domestic, 1–2 hours (international 1–4) | 200% of your one-way fare, up to US$1,075 |
| Domestic, over 2 hours (international over 4) | 400% of your one-way fare, up to US$2,150 |
You can insist on cash or a cheque rather than a voucher. Volunteering to give up your seat is a negotiation, not a right, so ask for more than the first offer.
When European or Canadian rules cover your US flight
- Flying from Europe or the UK to the US, on any airline: EU or UK rules apply. Up to €600 or £520.
- Flying to Europe on a European airline: EU rules apply.
- Flying to or from Canada, on any airline: Canada's rules apply. Up to CA$1,000.
Check your credit card
Many travel cards include trip-delay insurance that pays for meals and a hotel after a 6- or 12-hour delay, if you paid for the ticket with the card. It's often worth more than anything the airline will give you.
Check your flight →